Illinois State Income Tax 2026

Illinois taxes wages at a flat 4.95% in 2026. On a $75,000 salary a single filer owes about $3,567 in Illinois income tax, an effective rate of 4.76%.

Tax year 2026 Tables verified 2026-10-09 Withholding: 4.95% after the exemption allowance Free, no signup, runs in your browser

State is Illinois on this page. Change it on the national calculator.

Overtime, tips, and bonus
W-4, benefits, local tax, and year-to-date

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Every two weeks

Net pay $1,829.41

Effective tax rate 20.73% of gross. About $3,963.73 a month over a full year.

  • Net pay $1,829.41
  • Federal income tax $193.08
  • FICA $176.54
  • State and local $108.66
This paycheck
$1,829.41
Full year, net
$47,564.71
Full year, gross
$60,000.00
Hourly equivalent
$28.85
How we calculated this
Gross pay$2,307.69
  1. This paycheck $2,307.69

Amount entered. Salary divided across the pay periods, plus overtime, tips, and any bonus on this check.

Federal income tax$193.08
  1. 1a Taxable wages this period $2,307.69
  2. 1b Pay periods in the year 26
  3. 1c Annualized wages (1a × 1b) $59,999.94
  4. 1d Step 4(a) other income $0.00
  5. 1e 1c + 1d $59,999.94
  6. 1f Step 4(b) deductions $0.00
  7. 1g $8,600.00 (any other filing status)
  8. 1i Adjusted annual wages $51,399.94
  9. Table Single or married filing separately, standard (Pub 15-T 2026)
  10. Bracket $19,900.00 up to $57,900.00: $1,240.00 plus 12% of the amount over $19,900.00
  11. 2g Tentative annual tax $5,019.99
  12. 2h Per paycheck (2g ÷ periods) $193.08
  13. 3 Step 3 credits, per paycheck $0.00
  14. 4c Extra withholding $0.00
  15. Federal income tax this paycheck $193.08

IRS Publication 15-T (2026), Worksheet 1A. Percentage method for automated payroll systems.

Social Security$143.08
  1. Rate 6.2% × $2,307.69 of Social Security wages, wage base $184,500.00.
  2. This paycheck $143.08

Social Security Administration, contribution and benefit base. 6.2% up to the 2026 wage base of $184,500.00. The annual maximum is $11,439.00.

Medicare$33.46
  1. This paycheck $33.46

IRS Publication 15 (2026). 1.45% of Medicare wages. No wage base.

Illinois income tax$108.66
  1. Rate 4.95% (IL-700-T, effective January 1, 2026).
  2. Exemption allowances 1 × $2,925 = $2,925.00
  3. Annual tax $2,825.21
  4. This paycheck $108.66

Illinois Department of Revenue. Illinois withholding is 4.95% after the $2,925 exemption allowance.

Net pay$1,829.41

Illinois state income tax by salary, 2026. Single filer, blank 2020 W-4, no benefits, no city or county tax. Same engine as the calculator.
SalaryIllinois income tax per yearEffective state ratePer monthTake-home after all taxes
$30,000$1,3404.47%$111$24,944
$40,000$1,8354.59%$152$32,484
$50,000$2,3304.66%$194$40,024
$60,000$2,8254.71%$235$47,564
$75,000$3,5674.76%$297$58,024
$100,000$4,8054.81%$400$74,374
$150,000$7,2804.85%$606$106,510
$250,000$12,2304.89%$1,019$170,951

How Illinois taxes wages

Withholding: 4.95% after the exemption allowance. Illinois tells employers to withhold 4.95% after exemption allowances. For 2026 the allowance is $2,925, and it phases out above $250,000 of income ($500,000 joint). Line 2 of Form IL-W-4, the extra $1,000 allowance, is not a separate field. Add one allowance if you claim it. Reciprocity with Iowa, Kentucky, Michigan, and Wisconsin can move the state line if you live in one state and work in another. Source: Illinois Department of Revenue.

What is not in the state income tax number

The state line here is income tax only. Federal income tax follows IRS Publication 15-T, and Social Security and Medicare are the same in every state. Illinois has no employee local wage tax in this calculator.

Illinois tax on a paycheck

For take-home pay after every tax, use the Illinois paycheck calculator, or the Illinois hourly to salary calculator if you are starting from a wage. Wages at the bottom of the scale: Illinois minimum wage. Every state at once: state income tax rates.

The same $75,000 salary next door, 2026, single filer.
StateTop rateState income tax per yearTake-home per year
Illinois income tax (this page)4.95%$3,567$58,024
Indiana income tax2.95%$2,183$59,409
Wisconsin income tax7.65%$2,943$58,648
Iowa income tax3.8%$2,198$59,394

Watch it worked through

Illinois Income Tax Rate 2026: One 4.95% Rate (3:19)

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Sources

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Questions

Does Illinois have a state income tax?

Yes. Withholding: 4.95% after the exemption allowance. The top rate used on this page is 4.95%.

What is the Illinois income tax rate in 2026?

A flat 4.95%.

How much Illinois income tax on $50,000?

About $2,330 a year for a single filer in 2026, an effective rate of 4.66%. Federal tax, Social Security and Medicare are extra.

How much Illinois income tax on $100,000?

About $4,805 a year for a single filer in 2026, an effective rate of 4.81%.

Is this the amount an employer withholds?

It uses the state’s employer withholding method, so it should be close to a stub. Pre-tax benefits and the state allowance form can change the stub.

Who is responsible

Published by PaycheckZip.com. A credentialed reviewer has not signed this page. The review seat is open. Figures are estimates from the tables named in the method, checked 2026-10-09. They are not tax advice.

Case amounts on the public list, such as $216.15 of federal income tax on the single biweekly example, come from the same code as this page.