New Jersey State Income Tax 2026
New Jersey has a graduated income tax in 2026, with 7 brackets from 1.4% to 10.75%. On a $75,000 salary a single filer owes about $2,596 in New Jersey income tax, an effective rate of 3.46%.
| Salary | New Jersey income tax per year | Effective state rate | Per month | Take-home after all taxes |
|---|---|---|---|---|
| $30,000 | $437 | 1.46% | $36 | $25,721 |
| $40,000 | $682 | 1.71% | $56 | $33,469 |
| $50,000 | $1,214 | 2.43% | $101 | $40,930 |
| $60,000 | $1,767 | 2.95% | $147 | $48,370 |
| $75,000 | $2,596 | 3.46% | $216 | $58,681 |
| $100,000 | $4,180 | 4.18% | $348 | $74,579 |
| $150,000 | $7,365 | 4.91% | $613 | $105,795 |
| $250,000 | $13,735 | 5.49% | $1,144 | $168,728 |
How New Jersey taxes wages
Statutory estimate, not the employer wage table. The calculator uses a personal exemption of $1,000 ($2,000 joint). New Jersey’s brackets run from 1.4% to 10.75%, and the joint table is not a simple double of the single table. On top of the income tax, temporary disability insurance is 0.19% and family leave insurance is 0.23%, both capped at a $171,100 wage base. The NJ-WT wage table can differ from this statutory estimate. Pennsylvania residents who only work in New Jersey may owe little or no New Jersey tax because of reciprocity. Source: New Jersey Division of Taxation.
What is not in the state income tax number
The state line here is income tax only. Federal income tax follows IRS Publication 15-T, and Social Security and Medicare are the same in every state. New Jersey also has payroll programs that come out of the check; the New Jersey paycheck calculator lists them in the result. New Jersey has no employee local wage tax in this calculator.
New Jersey tax on a paycheck
For take-home pay after every tax, use the New Jersey paycheck calculator, or the New Jersey hourly to salary calculator if you are starting from a wage. Wages at the bottom of the scale: New Jersey minimum wage. Every state at once: state income tax rates.
| Single filer, taxable income | Rate | Married filing jointly, taxable income |
|---|---|---|
| $0 to $20,000 | 1.4% | $0 to $20,000 |
| $20,000 to $35,000 | 1.75% | $20,000 to $50,000 |
| $35,000 to $40,000 | 3.5% | $50,000 to $70,000 |
| $40,000 to $75,000 | 5.525% | $70,000 to $80,000 |
| $75,000 to $500,000 | 6.37% | $80,000 to $150,000 |
| $500,000 to $1,000,000 | 8.97% | $150,000 to $500,000 |
| Over $1,000,000 | 10.75% | $500,000 to $1,000,000 |
| State | Top rate | State income tax per year | Take-home per year |
|---|---|---|---|
| New Jersey income tax (this page) | 10.75% | $2,596 | $58,681 |
| New York income tax | 10.9% | $3,453 | $57,815 |
| Pennsylvania income tax | 3.07% | $2,302 | $59,237 |
| Delaware income tax | 6.6% | $3,609 | $57,983 |
Sources
Keep reading
Brackets used for the estimate
| Over | Rate |
|---|---|
| $0 | 1.4% |
| $20,000 | 1.75% |
| $35,000 | 3.5% |
| $40,000 | 5.525% |
| $75,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
| Over | Rate |
|---|---|
| $0 | 1.4% |
| $20,000 | 1.75% |
| $50,000 | 2.45% |
| $70,000 | 3.5% |
| $80,000 | 5.525% |
| $150,000 | 6.37% |
| $500,000 | 8.97% |
| $1,000,000 | 10.75% |
Source: New Jersey Division of Taxation. Head of household uses the single brackets on this page, except where the method above says otherwise.
Nearby calculators
Questions
Does New Jersey have a state income tax?
Yes. Statutory estimate, not the employer wage table. The top rate used on this page is 10.75%.
What is the New Jersey income tax rate in 2026?
7 brackets from 1.4% to 10.75%. The bracket table on this page lists every rate.
How much New Jersey income tax on $50,000?
About $1,214 a year for a single filer in 2026, an effective rate of 2.43%. Federal tax, Social Security and Medicare are extra.
How much New Jersey income tax on $100,000?
About $4,180 a year for a single filer in 2026, an effective rate of 4.18%.
Is this the amount an employer withholds?
It is an estimate of the tax owed using the statutory rates, not the state’s wage-bracket withholding table, so a pay stub can differ.