New York State Income Tax 2026

New York has a graduated income tax in 2026, with 9 brackets from 3.9% to 10.9%. On a $75,000 salary a single filer owes about $3,453 in New York income tax, an effective rate of 4.60%.

Tax year 2026 Tables verified 2026-10-09 Statutory estimate, not the employer wage table Free, no signup, runs in your browser

State is New York on this page. Change it on the national calculator.

Overtime, tips, and bonus
W-4, benefits, local tax, and year-to-date

The shared link opens with these numbers, then removes them from the address bar so copying that address does not pass them on.

Every two weeks

Net pay $1,826.45

Effective tax rate 20.85% of gross. About $3,957.31 a month over a full year.

  • Net pay $1,826.45
  • Federal income tax $193.08
  • FICA $176.54
  • State and local $101.65
  • State payroll $9.97
This paycheck
$1,826.45
Full year, net
$47,487.72
Full year, gross
$60,000.00
Hourly equivalent
$28.85
  • New York state tax is a statutory estimate from published brackets, not the employer wage table. A real stub can differ.
How we calculated this
Gross pay$2,307.69
  1. This paycheck $2,307.69

Amount entered. Salary divided across the pay periods, plus overtime, tips, and any bonus on this check.

Federal income tax$193.08
  1. 1a Taxable wages this period $2,307.69
  2. 1b Pay periods in the year 26
  3. 1c Annualized wages (1a × 1b) $59,999.94
  4. 1d Step 4(a) other income $0.00
  5. 1e 1c + 1d $59,999.94
  6. 1f Step 4(b) deductions $0.00
  7. 1g $8,600.00 (any other filing status)
  8. 1i Adjusted annual wages $51,399.94
  9. Table Single or married filing separately, standard (Pub 15-T 2026)
  10. Bracket $19,900.00 up to $57,900.00: $1,240.00 plus 12% of the amount over $19,900.00
  11. 2g Tentative annual tax $5,019.99
  12. 2h Per paycheck (2g ÷ periods) $193.08
  13. 3 Step 3 credits, per paycheck $0.00
  14. 4c Extra withholding $0.00
  15. Federal income tax this paycheck $193.08

IRS Publication 15-T (2026), Worksheet 1A. Percentage method for automated payroll systems.

Social Security$143.08
  1. Rate 6.2% × $2,307.69 of Social Security wages, wage base $184,500.00.
  2. This paycheck $143.08

Social Security Administration, contribution and benefit base. 6.2% up to the 2026 wage base of $184,500.00. The annual maximum is $11,439.00.

Medicare$33.46
  1. This paycheck $33.46

IRS Publication 15 (2026). 1.45% of Medicare wages. No wage base.

New York income tax$101.65
  1. Standard deduction $8,000.00
  2. Taxable amount used here $51,999.94
  3. Annual tax before dividing $2,643.00
  4. This paycheck $101.65

Tax Foundation, state income tax rates and brackets, 2026. New York statutory brackets as of the Tax Foundation’s January 1, 2026 table. This is not the employer wage-bracket withholding table, which can differ.

New York Paid Family Leave$9.97
  1. Rate 0.432% × $2,307.69 = $9.97. Annual maximum is $411.91.

New York Paid Family Leave, 2026. 0.432% of wages, annual maximum $411.91.

Net pay$1,826.45

New York state income tax by salary, 2026. Single filer, blank 2020 W-4, no benefits, no city or county tax. Same engine as the calculator.
SalaryNew York income tax per yearEffective state ratePer monthTake-home after all taxes
$30,000$1,0233.41%$85$25,132
$40,000$1,5633.91%$130$32,584
$50,000$2,1034.21%$175$40,036
$60,000$2,6434.41%$220$47,487
$75,000$3,4534.60%$287$57,815
$100,000$4,8594.86%$404$73,908
$150,000$7,8095.21%$650$105,569
$250,000$13,9625.58%$1,163$168,807

How New York taxes wages

Statutory estimate, not the employer wage table. The calculator uses a standard deduction of $8,000 for a single filer and $16,050 for joint filers. New York State rates on the January 2026 table start at 3.9% and reach 10.9% only above $25 million. New York City residents pay a separate city tax of 3.078% to 3.876%. Yonkers residents pay 16.75% of the state tax, and people who only work in Yonkers pay 0.5%. Paid Family Leave is 0.432%, capped at $411.91 for the year. State disability insurance is a few cents a week and is not included. The NYS-50-T wage table can differ from this statutory estimate. Head of household uses the single brackets here. Source: New York State Department of Taxation and Finance.

What is not in the state income tax number

The state line here is income tax only. Federal income tax follows IRS Publication 15-T, and Social Security and Medicare are the same in every state. New York also has payroll programs that come out of the check; the New York paycheck calculator lists them in the result. City or county wage tax is not included in the table; the paycheck calculator lets you add it.

New York tax on a paycheck

For take-home pay after every tax, use the New York paycheck calculator, or the New York hourly to salary calculator if you are starting from a wage. Wages at the bottom of the scale: New York minimum wage. Every state at once: state income tax rates.

New York income tax brackets, 2026 (statutory rate table). The first row starts at the amount shown; income here is taxable income after the state standard deduction and exemptions.
Single filer, taxable incomeRateMarried filing jointly, taxable income
$0 to $8,5003.9%$0 to $17,150
$8,500 to $11,7004.4%$17,150 to $23,600
$11,700 to $13,9005.15%$23,600 to $27,900
$13,900 to $80,6505.4%$27,900 to $161,550
$80,650 to $215,4005.9%$161,550 to $323,200
$215,400 to $1,077,5506.85%$323,200 to $2,155,350
$1,077,550 to $5,000,0009.65%$2,155,350 to $5,000,000
$5,000,000 to $25,000,00010.3%$5,000,000 to $25,000,000
Over $25,000,00010.9%Over $25,000,000
The same $75,000 salary next door, 2026, single filer.
StateTop rateState income tax per yearTake-home per year
New York income tax (this page)10.9%$3,453$57,815
New Jersey income tax10.75%$2,596$58,681
Connecticut income tax6.99%$3,375$57,842
Pennsylvania income tax3.07%$2,302$59,237

Sources

Keep reading

Brackets used for the estimate

Single and married filing separately
OverRate
$03.9%
$8,5004.4%
$11,7005.15%
$13,9005.4%
$80,6505.9%
$215,4006.85%
$1,077,5509.65%
$5,000,00010.3%
$25,000,00010.9%
Married filing jointly
OverRate
$03.9%
$17,1504.4%
$23,6005.15%
$27,9005.4%
$161,5505.9%
$323,2006.85%
$2,155,3509.65%
$5,000,00010.3%
$25,000,00010.9%

Source: New York State Department of Taxation and Finance. Head of household uses the single brackets on this page, except where the method above says otherwise.

Nearby calculators

Questions

Does New York have a state income tax?

Yes. Statutory estimate, not the employer wage table. The top rate used on this page is 10.9%.

What is the New York income tax rate in 2026?

9 brackets from 3.9% to 10.9%. The bracket table on this page lists every rate.

How much New York income tax on $50,000?

About $2,103 a year for a single filer in 2026, an effective rate of 4.21%. Federal tax, Social Security and Medicare are extra.

How much New York income tax on $100,000?

About $4,859 a year for a single filer in 2026, an effective rate of 4.86%.

Is this the amount an employer withholds?

It is an estimate of the tax owed using the statutory rates, not the state’s wage-bracket withholding table, so a pay stub can differ.

Who is responsible

Published by PaycheckZip.com. A credentialed reviewer has not signed this page. The review seat is open. Figures are estimates from the tables named in the method, checked 2026-10-09. They are not tax advice.

Case amounts on the public list, such as $216.15 of federal income tax on the single biweekly example, come from the same code as this page.